Once a company has carried out a risk analysis exercise, it enables them to determine levels of risk: At Risk, Medium Risk and Low Risk. Our recommendation for employees to undergo an on-line assessment should be for the group of low risk drivers: those of no incident records, low mileage, less exposure to risk pool car drivers and frequent users. This group can complete a number of three on-line risk assessment tools that range from 30 minutes to in excess of 150 minutes. Status reports can be created as well as score analysis enabling us to make training recommendations.